This product is designed to enable the employee lead a normal life and at least maintain the standard of living that one had been used to after retirement. This scheme is designed to assist an employee to lead a normal life and maintain it.

Both the employee and employer will make a monthly contribution which is professionally invested and then through the power of time and compounding, it builds up into a big fund from which, the employee will be paid an attractive retirement benefit on attainment of retirement age.