There is a wide array of policy options available structured to insure against different types of risk i.e. risk on the person, on property or on income. Policies taken to insure against risk on the person or on income are varied and differ from one insurance company to the other. However, individual product composition can include several risk factors such as hospital expenses, disability and funeral expenses depending on what the insured is able to purchase. One can also have a policy to assist in financial planning or savings for future eventualities such as meeting a child’s education costs.

Policies taken to insure against risk on property are structured to ensure that the insured is able to operate as normal as possible in the event the eventuality they are insured against does occur e.g. policies taken against fire, motor accidents and theft

At British-American, we are able to offer our clients different types of policies to meet their insurance needs be they for life or general insurance.